Estimate Your Coverage Needs
Use our calculator to get a personalized coverage recommendation based on your business metrics.
Your Business Details
$1.0M
$50K$2M
Total annual gross revenue for your business.
$150K
$50K$500K
Estimated annual compensation (salary + bonus) for the key person.
ⓘ
25%
5%80%
How much of your revenue depends on this person.
ⓘ
2 years
15
How long it could take to restore performance after a loss.
Estimated Coverage
Recommended Coverage
$850K
Range: $650K - $1.1M
Salary Multiplier (8×)
$1.2M
Revenue Impact
$500K
Combined Approach
$850K
See combined cost breakdown
Recruitment cost
$75K
Training cost
$150K
Lost productivity
$300K
* This calculator provides estimates only. Final coverage amounts depend on underwriting and your specific business circumstances. Contact us for a personalized assessment.
