Insights

News and insights from SILAB Insurance

Family Costs

What Impacts the Cost of an IUL Policy? (Age, Health, Funding Strategy Explained)

Indexed Universal Life insurance (IUL) is one of the most misunderstood financial tools in the insurance industry. Some people hear “market-linked growth” and assume it’s...

Small Business Owners Reviewing Accounting

How Much Does Key Person Insurance Cost for Small Businesses?

If your business relies heavily on one or two people to generate revenue, manage operations, or maintain client relationships, losing that person could create serious...

Term vs Whole Life Insurance

Term Life vs Whole Life: Which Is More Expensive Over 10, 20, and 30 Years?

If you’re shopping for life insurance, you’ll quickly notice something that feels confusing or even alarming: Whole life insurance costs dramatically more than term life...

Life Insurance Costs

How Much Does Life Insurance Cost in California in 2026?

If you’re shopping for life insurance in California, one of the first questions you probably have is simple: “How much is this actually going to...

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